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✦PAYMENT TERMS & REFUND STANDARDS

Cancellation & Refund Policy

Effective Date: January 1, 2026·Last Revised: September 24, 2026·Payment Gateway Compliance: RBI / PCI-DSS
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Summary of Cancellation & Refund Terms

At Birsa Chess Foundation, tournament registrations involve advance administrative, arbiter, and hall commitments. Voluntary cancellations submitted up to 48 hours before Round 1 pairing generation are eligible for refund subject to a nominal 10% banking/convenience fee deduction. Once pairings are generated or within 24 hours of Round 1, fees are strictly non-refundable. In case of official event cancellation by the Foundation, a 100% full refund is guaranteed. All approved refunds will be credited to the original payment source within 5–7 business days.

1. Cancellation Schedule & Refund Eligibility

Upon successful registration on birsachess.com, participants are bound by the following statutory cancellation schedule:

Cancellation Request WindowRefund EligibilityStatutory Settlement Turnaround
Up to 48 Hours before Round 1 Pairing Generation90% Refund (10% nominal banking & payment gateway convenience fee deducted)Credited within 5–7 business days to original payment source
Within 24 to 48 Hours before Round 1 Pairing50% Refund (50% retained for committed hall and arbiter logistics)Credited within 5–7 business days to original payment source
Within 24 Hours of Round 1 OR Once Pairings are PublishedStrictly Non-Refundable (0%)Ineligible (Pairing draw & board allocation locked)
Official Event Cancellation by Birsa Chess Foundation100% Full Refund (Zero deduction)Credited within 5–7 business days to original payment source
⚠️Strict Non-Refundable Clause Once Pairings are Published

In strict accordance with FIDE Swiss-System pairing regulations and fair-play directives, once round pairing charts have been generated on Swiss-Manager / Chess-Results or within 24 hours of Round 1 commencement, no entry fee refund, transfer, or credit voucher will be entertained under any circumstance. At this stage, the tournament draw, board assignments, arbiter rosters, and prize fund quotas are irrevocably locked.

2. Event Cancellation by Organizer (Full Refund Guaranteed)

100% Full Refund Within 5–7 Business Days

If an official tournament or event is cancelled in its entirety by Birsa Chess Foundation prior to commencement due to administrative reasons, extreme meteorological conditions, stadium unavailability, government restrictions, or force majeure:

  • Automatic Full Refund: Every registered participant who has paid the official entry fee will receive a 100% refund of the total amount paid.
  • Processing Window: The refund will be initiated by our organizing office within 48 hours of the official cancellation announcement, and will be credited to the player's account within 5 to 7 business days, subject to standard bank and payment gateway settlement cycles.
  • Source Account Credit: Refunds will be routed strictly back to the original payment method utilized during registration (e.g., the original UPI ID, debit/credit card, or net banking account). Cash refunds will not be issued.

3. Event Postponement & Schedule Modifications

If a tournament date, round schedule, or venue hall is rescheduled due to unforeseen circumstances:

  • Existing registrations will automatically remain valid for the newly announced rescheduled dates.
  • If a registered player is unable to participate on the rescheduled date, the player or guardian may submit a formal withdrawal request via email to contact@birsachess.com within 48 hours of the postponement notification.
  • Upon verification of genuine scheduling conflict, Birsa Chess Foundation will initiate a full refund of the entry fee within 5–7 business days.

4. Circumstances Ineligible for Refund

Refunds will NOT be entertained or granted under the following circumstances:

  • Player Absenteeism (No-Show): Failure of the participant to report to the venue or assigned board for any or all rounds.
  • Voluntary Withdrawal: Player deciding to withdraw from the tournament prior to or midway during the tournament rounds.
  • Disqualification & Forfeits: Expulsion from the tournament by the Chief Arbiter due to disciplinary infractions, anti-cheating violations, possession of unauthorized electronic apparatus, or unsportsmanlike conduct.
  • Document Falsification: Inability to produce valid age verification or presenting fraudulent date of birth documentation during on-site scrutiny.
  • Personal Travel Disruptions: Flight/train cancellations, road traffic, or personal illness that prevents the player from attending.

5. Duplicate Transactions & Network Failures

During peak registration hours, occasional network disconnects or bank gateway timeouts may occur:

  • Duplicate Charge: If your bank account was debited multiple times for a single registration pass, our payment gateway reconciler will automatically identify the excess charge. If not automatically refunded by your bank within 24 hours, notify our desk with your transaction reference. We will process the duplicate refund within 5–7 business days.
  • Debited Without Confirmation: If funds were deducted from your account but birsachess.com did not render a successful registration pass, the payment gateway usually reverses the charge within 3 to 5 banking days. If the payment settles in our account, we will either manually confirm your entry pass or immediately initiate a full refund upon your instruction.

6. How to Submit a Refund Claim

For eligible cancellation or duplicate payment refund claims, email our finance team with the following details:

1. Full Legal Name of the Registered Player
2. Order ID & Razorpay / PhonePe Payment Transaction ID
3. Registered Mobile Number & Email Address
4. Name of the Tournament & Selected Package
5. Clear explanation or bank statement proof of duplicate deduction

Send claims to: support@birsachess.com or contact@birsachess.com with subject line "REFUND CLAIM: [Order ID] - [Player Name]".

7. Chargeback & Grievance Policy

We encourage participants and parents to contact our official support desk directly before initiating a chargeback or dispute with their card-issuing bank or UPI application. Unjustified chargebacks filed for attended tournaments or non-refundable voluntary withdrawals will be contested with registration logs, IP logs, and tournament hall attendance records.

Payment & Refund Support Desk

Our finance and tournament registration team is stationed at our organizing office to assist with all transaction and dispute queries:

Operational Location: Birsa Chess Foundation Office, Jayanti-6, Phase-2, Vastu Vihar, Jamshedpur, Jharkhand – 831012, India (District: Seraikela-Kharsawan)
Helpline: +91 83404 63830
Official Support Hours: Monday to Saturday, 10:00 AM – 6:00 PM IST
Statutory SLA: Queries acknowledged within 24–48 working hours. Refunds credited within 5–7 business days to original payment source.